Transact Credit Union Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Refer a friend now
Ready to refer a friend, family member or colleague to Transact Credit Union? Email them now. Click the button below. An email will pop up in your email app with some pre-filled information about the program. Add in your friend's email address and your member number, then click send!
About this Rate
Not yet a Transact Credit Union member?
That's okay! If it suits you, you can open a Transact Credit Union account online now. Once you're account is all set up and active, provide your member number to the person you're referring. They'll need to quote your member number to Transact Credit Union within 28 days of opening their account for you both to go into the draw to win a $1,000 cash prize each*.
About Refer a Friend
Refer a friend, family member or colleague to Transact Credit Union Corporation and you will both go into the draw to win a $1,000 cash prize each.* If the friend, family member or colleague you've referred opens an eligible Home Loan or Business Loan within three months of becoming a Transact Credit Union customer, you both receive a $250 cash reward!*
What are the Terms and Conditions for the Refer a Friend program?
Which products are applicable for Refer a friend?
Enter the $1,000 draw by referring a friend, family member or colleague to one of these Transact Credit Union Accounts, Products or Loans:
Once referred, get a $250 cash reward if your friend, family member or colleague opens a:
The Home Loan or Business Loan must be open and funded within three (3) months of account opening.
This promotion excludes Broker introduced loans and Transact Credit Union Corporation staff and their immediate families. View full terms and conditions of program.
How many people can I refer to Transact Credit Union?
You can refer up to five (5) of your friends, family or colleagues to Transact Credit Union per month.
How do l tell Transact Credit Union that I was referred by a friend?
When will I receive my $250 Home or Business Loan referral cash reward?
In the month after the referred loan settles (is funded), Transact Credit Union will check that both the Referrer and New Member met the promotion terms and conditions.
If eligible, Transact Credit Union will process the $250 cash reward for the Referrer and New Member by electronic transfer to a Transact Credit Union transaction account held in their name within seven days of the end of the month in which we checked eligibility.
For example, if you're loan settled in July then we'll check your eligibility for the promotion in August, and the payment will be made to your account by the August 25.
Where a transaction account for the New Member does not exist, the cash payment will be made to the home loan account. Where a transaction account for the Referrer does not exist, the payment will be made to such Transact Credit Union bank account of the Referrer as is chosen by Transact Credit Union in its absolute discretion. Transact Credit Union account details will be used to issue the cash payments.
If you're unsure whether you qualify for the promotion, or have any other questions, talk to your local branch or call us on 13 14 22.
How do I activate my Transact Credit Union Prepaid Visa gift card?
If you received a Transact Credit Union Prepaid Visa Gift Card that looks like the below, you can activate this online at myaccount.universalgiftcard.com.au.
Step 1: Enter the 13 digit Proxy Number (PN) shown on the front of the card underneath the Card Name.
Step 2: Enter the 4 digit auth code that is detailed in the letter you received from Transact Credit Union Corporation. If you've misplaced this code, contact Transact Credit Union Corporation on 13 14 22.
Step 3: Enter the 3-digit CVV number found on the back of your card.
If you received a different gift card, visit our Activate a card page for more information.
How do I use my Transact Credit Union Prepaid Visa Gift Card?